General Discussion Undecided where to post - do it here. |
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#1 |
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#3 |
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#4 |
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well,this is the time to think to your self.
what do u want. A: buy something that will lose you your license in under 2 years. B: buy something that will see you through the probationary period and get you used to driving until you build enough no claim's to make it economical enough to step up performance wise. a bog standard Cleo (typically the car you will take your test in) or totally standard corsa will see you through,don't start modding them as the police will be sniffing your tail pipe every time you go for a drive on a personal note I would look through the under £1000 quid section of auto trader see what cars you like and then do an insurer price check on an insurance search engine. another thing too If you dads around (you never know) hes normally the man to help you out,Just ask him and he'll try and help you with sourcing of cars etc don't be the ole "teenager who knows best" and go out and buy a ringer,gets busted by the police for doing donuts in asda car park trying to impress that 16 yo limpet girl |
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#5 |
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well,this is the time to think to your self. Also went on gocompare.com to check a 1999 1L corsa and itll cost me £1,773 (cheapest quote) to cover a 1999 1L Corsa, third party only, £250 excess. surely thats not right?[shocked] |
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#6 |
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Haha :P but I dont get it, whyd a car lose me my license in 2 years? car £1000 insurance £1700 12k miles fuel £1300 Tax £125 |
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#7 |
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#8 |
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Haha :P but I dont get it, whyd a car lose me my license in 2 years? You're 17. That's the age where you're hit the hardest. No experience and zero no claims. Ah, the joys of being a teenager. [thumbdown] |
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#9 |
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Haha :P but I dont get it, whyd a car lose me my license in 2 years? 6 points in 2 years and you'll have to go through all the lessons and tests again. so getting something that will make you less likely to drive like a plonker and get your self revoked is in your own interest. you'll probably say on here that you'll be a responsible driver but I can guarantee that as soon as you pass your test you'll think ur the best driver in the world and you'll develop "new drivers lead foot". as for insurance your gonna be pretty much fooked for a year insurance wise and I would recommend keeping your car for 2 years "until your out of the probationary period" then get what ever you can afford. the higher excess you pay the cheaper the insurance will be but remember if the cars worth 20p don't go slapping a 500 quid excess on it cos you'll have to pay that plus any compulsory on top, if your gonna do that don't have any accidents but remember your 5 times more likely to have one than someone who has been driving for 3 years of more another recommendation is get your self on an advanced course too that will lower the premium. |
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#10 |
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well it probably wont,but when your a new driver you have a probationary period. |
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#11 |
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i've had my license for 2 and a half years now. In that time, i've driven about 20k miles and in that time, I haven't had my own insurance.
I had a 1997 Renault Clio 1.4 S Maxim for my first car. Cost me £650 to insure under my stepdad's name. Yes, i'm aware you have to be careful if it's under your parent's name, but if it cost about £1500 to insure a 1.0 car, that would be a big fat no from me even if you are 17. Judging by your post though, I'm guessing you might want something around the £1000 range. IMO, any car that's been looked after with a good history without any significant problems on a test drive will be the kind of thing you want. At that price bracket, brand doesn't matter as far as i'm concerned. |
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#12 |
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My nephew has recently passed his test aged 17 and has just bought his first car - a 1998 reg Citreon Saxo 1.1. He has been looking around for quotes and been quoted a best of £2100 up to £3500 for comprehensive.
It may be worth checking with your folks insurers as sometimes discounts are offered for multiple policies as well as some insurers allowing you to go as a named driver on your parents policy and still earn NCB. |
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#14 |
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My nephew has recently passed his test aged 17 and has just bought his first car - a 1998 reg Citreon Saxo 1.1. He has been looking around for quotes and been quoted a best of £2100 up to £3500 for comprehensive. ![]() [censored] no. |
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#15 |
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Been driving almost 4 years now.
Yeah it's a right bitch to insure on your first year of driving. I had to go under mum's insurance policy for the first 2 years of driving (Both years costing in and around £1200!). That was on a 1.2 Jazz. Don't do what I did though, being 17 and all, I had more money than sense so I ended up modifying the little thing up and now I can't wait to get rid of the thing lol. I'm 21 now, bought my own policy when I was 19 and I've got 1 years NCB. My insurance for the Jazz now is £900 inc. all mods declared and fully comp. Also allows me to drive any other car third party. ![]() ![]() Gonna change my car next year anyway. I've checked insurance quotes for an Accord Type R and it's only £1200 fully comp! A Civic Type R would've cost me £3000 for insurance. ![]() Thinking back now, I used to be a right idiot on the road. I'm more composed than I used to be and I don't race everything off at the lights anymore. No point! The Jazz is too slow. You might want a fast car but it's so much better to wait it out. I've been driving this Jazz for about 3 and a half years and I've covered 55,000 miles on it already (from new! ![]() |
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#16 |
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My nephew has recently passed his test aged 17 and has just bought his first car - a 1998 reg Citreon Saxo 1.1. He has been looking around for quotes and been quoted a best of £2100 up to £3500 for comprehensive. I had a quote on my first year for my 1.2 Jazz. £11,000 they wanted. ![]() ![]() |
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#17 |
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i've had my license for 2 and a half years now. In that time, i've driven about 20k miles and in that time, I haven't had my own insurance. or was he on your own policy as a named driver < that's legal but the other way round is a serious offense |
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#18 |
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i think the only way to go is for your parent to own the car and to be the policy holder with you as a named driver. http://www.insurancedaily.co.uk/2007...owing-problem/ comes back to my original post to gamer_g |
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#19 |
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The weird thing about insurance fronting is trying to prove whether the child is driving around in it most of the time.
My car is still under my mum's name so technically those two years I was driving under her insurance policy, it would be very hard for them to prove that I was driving it most of the time. |
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