[Centurnion]

Assalaamu Alaikum wa rahmatullah,

I am in a dilemma.

Mu'tamad view of the madhab (as per my limited knowledge)
So, let's say I pay my Zakah on 31 December every year.

31 December 2010 - Cash Savings - £100,000
31 December 2011 - Cash Savings - £50,000
Net Income earned over 2011 - £75,000 (consists of wages and salaries less deductions)

So according to the madhab, I have only maintained £50,000 for the full year*. So £50,000 is the zakatable amount.
Total Zakah = 2.5% = £1,250

NB: *I am aware that the lunar year is technically 11 days shorter but this is a hypothetical situation.

View of Shaykh Yusuf Qaradawi (hafidhahullah)
31 December 2010 - Cash Savings - £100,000
31 December 2011 - Cash Savings - £50,000
Net Income earned over 2011 - £75,000 (consists of wages and salaries less deductions)

Zakatable savings = £50,000 as before. 2.5% = £1,250
Zakatable earnings = £75,000. 2.5% = £1,875
Total zakah = £3,125

NB: Again hypothetical situation. Don't earn anywhere close to £75k! Not yet haha!

Question
I have read through the relevant extract in Shaykh Qaradawi's Fiqh us-Zakah and I attach it for reference. If I am honest, I find his arguments very compelling and convincing.

So my question - would it be permissible to break away from the (shafi'i) madhab and follow the opinion of Shaykh Qaradawi in this case? Also, if one finds an opinion stronger, would it still be permissible to follow the other (relied upon) opinion? Sorry these are more usooli questions rather than zakah questions!

Wassalam

[Centurnion]

NB: I have asked a local Imam but it will be a while before he gets back. Quite interested to find out the view of the Sunniforum "elders".

[MexicoCity]

I thought Zakat was only on the 'savings' and not 'earnings' separate, as 'savings' is the 'earnings' minus ones expenses. This is what I have heard.

Allahu Alam.

[Centurnion]

Salaam,

If you go through the attachment, Shaykh Qaradawi decimates that opinion. He brings plenty of proofs + has supporting statements/opinions from the salaf/khalaf.

That's why when I read it - I was like - OH NO! My Zakah just doubled! (not that I am averse to paying zakah!)

Very convincing/compelling arguements. (at least for me)

Wassalam

[MexicoCity]

Salaam,

If you go through the attachment, Shaykh Qaradawi decimates that opinion. He brings plenty of proofs + has supporting statements/opinions from the salaf/khalaf.

That's why when I read it - I was like - OH NO! My Zakah just doubled! (not that I am averse to paying zakah!)

Very convincing/compelling arguements.

Wassalam

will go through it. Perhaps both the opinions are valid in Shafi'i Madhab. I don't know. Any Idea whats the official stance of the Madhab ?

[Centurnion]

Official stance is as you said:
A balance sheet approach is followed and savings at the end of each year is considered.

Shaykh Qaradawi (and Ibn Abbas, Ibn Mas'ud, Mu'awiyah, Zuhri, Hasan al Basri and others RA):
As as well considering savings, you have to consider the earnings as well.

Pay special attention to page 259 to 262 inshaAllah.

[MexicoCity]

Pay special attention to page 259 to 262 inshaAllah.

Its kinda in-depth for me, i find it difficult to understand completely. Well since he is an expert in this matter, His opinion must be valid too, I guess. He does mentions many proofs.

[Hankie]

Assalaamu Alaikum wa rahmatullah,

I am in a dilemma.

Mu'tamad view of the madhabs (as per my limited knowledge)
So, let's say I pay my Zakah on 31 December every year.

31 December 2010 - Cash Savings - £100,000
31 December 2011 - Cash Savings - £50,000
Net Income earned over 2011 - £75,000 (consists of wages and salaries less deductions)

So according to the madhab, I have only maintained £50,000 for the full year*. So £50,000 is the zakatable amount.
Total Zakah = 2.5% = £1,250

Wait, wouldn't the zakatable amount in this scenario calculated on the whole amount you have on 31 December 2011, i.e. 125'000?
And not only what you maintain during the year?
The initial amount on 31 December 2010 being calculated only to see if you reached the nisab and from then counting one year?...

Or I got it wrong all this time?... :-/

(Am talking from the Hanafi point of view)..

[Centurnion]

Wait, wouldn't the zakatable amount in this scenario calculated on the whole amount you have on 31 December 2011, i.e. 125'000?
And not only what you maintain during the year?
The initial amount on 31 December 2010 being calculated only to see if you reached the nisab and from then counting one year?...

Or I got it wrong all this time?... :-/

(Am talking from the Hanafi point of view)..

Salaam you have spent during the year such that what you have left is 50k at dec 11. Sorry on my bb

[Hankie]

Salaam you have spent during the year such that what you have left is 50k at dec 11. Sorry on my bb

Yeah, but you have 75'000 more new Income; don't you calculate it together with the rest of the savings?...

[Centurnion]

Yeah, but you have 75'000 more new Income; don't you calculate it together with the rest of the savings?...

Salaam

Sorry I think this is exactly what Qaradawi's view is.

But as per my understanding of the madhab (which may be completely off!), you pay zakah on money that you have maintained for a year. So let's say you received all of the £75,000 in November 2011 and you spent it all by 31 December 2011 - it hasn't been maintained for a year and so isn't zakatable. But as I said - I might be completely off here!

Allahu a'lam - but Shaykh Yusuf Qaradawi's approach is strong and it results in more zakah payable (so almost an 'adheemah!). InshaAllah will follow it this Ramadaan. Taqqabal minna ya Rabb!

[Hankie]

Salaam

Sorry I think this is exactly what Qaradawi's view is.

Yes, the "problem" is that that's what I've always thought was the Hanafi stance, as well!

Am I mistaken or maybe Qaradawi and Hanafi stance are the same and Shafi'i one is different?
Please someone correct me..

[Centurnion]

Yes, the "problem" is that that's what I've always thought was the Hanafi stance, as well!

Am I mistaken or maybe Qaradawi and Hanafi stance are the same and Shafi'i one is different?
Please someone correct me..

I believe this may resolve the crisis:
http://seekersguidance.org/ans-blog/...ring-the-year/

InshaAllah I will be following this (i.e. Shaykh Qaradawi's) opinion from now on. Too convinced by the proofs.

[Hankie]

I believe this may resolve the crisis:
http://seekersguidance.org/ans-blog/...ring-the-year/

It seems that my assessment was correct then:

"maybe Qaradawi and Hanafi stance are the same and Shafi'i one is different"

brother..