[PilotJargon]

Maximizing Rizq
[Exerpts from Some highlights of a bayan on 'Maximizing Rizq' by Shaykh Kamaluddin Ahmed db]

from http://islamicspiritualityk.wordpress.com

َلَوْ بَسَطَ اللَّهُ الرِّزْقَ لِعِبَادِهِ لَبَغَوْا فِي الْأَرْضِ وَلَكِنْ يُنَزِّلُ بِقَدَرٍ مَا يَشَاءُ إِنَّهُ بِعِبَادِهِ خَبِيرٌ بَصِيرٌ
And if Allah had extended [excessively] provision for His servants, they would have committed tyranny throughout the earth. But He sends [it] down in an amount which He wills. Indeed He is, of His servants, Acquainted and Seeing. Surah Ash-Shura[42:27]


16 Golden Points for increasing Rizq:

•The Prophet s.a.w. has told us how to overcome the difficulties/strain in attainment of rizq:
There are sixteen points we’ve collected from the Quran and Hadith. Think of these as a bunch of keys; each key opens a door to rizq. And the one to tell this is not some random aamil, it’s Sayyad-ul-awwalin wa aakharin, the Prophet Muhammad s.a.w.

The same language we received the Quran in, is the same language we received the guidance (farman) of our beloved Prophet s.a.w. We should listen to these points with faith in them and act on them to see the doors of rizq opening.

First: Salah

وَأْمُرْ أَهْلَكَ بِالصَّلَاةِ وَاصْطَبِرْ عَلَيْهَا لَا نَسْأَلُكَ رِزْقًا نَحْنُ نَرْزُقُكَ وَالْعَاقِبَةُ لِلتَّقْوَى
And enjoin As-Salat (the prayer) on your family, and be patient in offering them (i.e. the Salat (prayers)). We ask not of you a provision (i.e. to give Us something: money, etc.); We provide for you. And the good end (i.e. Paradise) is for the Muttaqoon

(20: 132)

In this blessed Ayah, Allah swt is making a Promise. And that Lord knows how to fulfill a promise. So this is known that the house wherein all men and women pray with full preparation (will have Rizq).

Do Ihtimaam for your Salah:

One thing is called Dand-e-dar Namaz. If Men, they don’t prepare well for Jamat. If women, they prefer their household tasks hence they pray hasty namaz. No, not such kinds of Namaz, rather, pray a namaz with calmness. Not this way; that a woman is standing on the musallah with her hands folded but actually she is matching the color of her clothes and Man is standing on the musallah but actually he is roaming in the streets and markets. No, not that Namaz. Pray Namaz the way Namaz should be prayed, that is, with concentration and attentiveness. Try from your side at least, to fully pay attention while praying.

Reward on your effort for Namaz:

There is ajar/reward on this effort. In this world, reward is only on results, that you should achieve this then you will get the reward. Allah Pak is saying that you’ll get reward even on your efforts. Therefore in Hadees-e-Pak it comes, “The person who goes with his brother to relieve him of his need, Allah swt grants him the ajar of ten years of Nafli I’tikaaf.” This does not require that you had to get your brother’s work done, no, it is the extreme level of His mercy, and He is saying that to make your brother reach his destiny is not in your hands. This is a matter of Destiny. What we’ll look at is, who takes the first step and who walks with him.

Try to say Namaz with in a proper manner and watch the opening of the doors of Barakas .My Lord has said that, “We give the Rizq”, hence you should tell every young and old in the house to pray namaz with preparation, I can swear for the providence of Rizq.

This is the master key for Rizq; Ihtimaam for your Salah and Allah swt solves your problems with it.

Second Key of Rizq:
Second key is Istighfaar. In Quran

And said, ‘Ask forgiveness of your Lord. Indeed, He is ever a Perpetual Forgiver. He will send [rain from] the sky upon you in [continuing] showers. And give you increase in wealth and children and provide for you gardens and provide for you rivers. (71:10,11,12)

Imaam Qurtabi(ra) says, that Rain comes when you ask for forgiveness from sins, Allah swt increases the Rizq of whole nations. .

Third Key of Rizq:
Infaaq fi sabeelil Allah – to spend in the way and cause of Allah Swt.

Quran:
وَمَا أَنْفَقْتُمْ مِنْ شَيْءٍ فَهُوَ يُخْلِفُهُ وَهُوَ خَيْرُ الرَّازِقِينَ
[34:39]

Whatever you will spend in the way of Allah Swt, you will definitely get the return/reward of it.

Can’t be that you spend in the path of Allah Swt and you don’t get a return.

INFAAQ – this comes form the word “NAFAQ” = a surung/tunnel.

In a tunnel, once someone enters it, only when he leaves it from the other end can another exit it.

Similarly, it is said only when you get rid of the Rizq you already have will you get more/further Rizq.

Quran:

وَمَا تُنْفِقُوا مِنْ خَيْرٍ يُوَفَّ إِلَيْكُمْ
[2:272]

“Anfiq, Yunfaq alayk” Spend and Allah will Spend on you.

Abdullah ibn Umar RA used to say:

“Inna lillahi aqwaman ikhtassuhum bi ni’mil manafi’il ibad”

Some of Allah’s slaves are such that Allah has chosen them for the benefit of some of His slaves. Through their being the slaves of Allah get benefit.

This is their charter of duty. Whatever they get is not just for their own need, it is also to deliver to others.

That postman who delivers the post keeps on getting promoted, and that postman who fails to deliver the post he is fired/disposed of.

You will see many people that their work/business starts really well and it is prosperous and then all of a sudden everything crashes. Reason?

What they had gotten was not just for them. They were supposed to have spent from it for the Sake and Way of Allah Swt, on the miskeen, on the divorcees, seekers of ilm, etc. But they just hoarded the money and kept checking their bank balance. Today these many millions, and today these many billions. Then Allah stopped sending/delivering the post from above.

Then they say: “there was a time that we would touch soil and it would turn to gold and today we touch gold and it turns to soil, someone has does something”  just definitely YOU have done something:

You had a good job, to give the slaves of Allah their rightful share. And how much were you to give? 2.5% of the whole wealth = zakat.

SubhanAllah, we have seen that people want to work for someone big, hence they want to work for abig company instead of a small one  and instead of a big company they want to work for a “multinational” company. Why? Because will get MORE and MORE benefits.

So how good would it be that we work for the Biggest? To work for Allah Swt. i.e whatever monetary wealth Allah has given, to count and give the exact zakat of it. Allah is that Parwardegaar, who for the sake of the 2.5% zakaat the rich give to the poor, grants the rich 97.5% of the wealth/the pay they have/get.

Pay = 97.5% wealth

and

Duty = just to pay 2.5% to poor, needy people.

Now that person who keeps the 2.5% with himself too, then Allah will deliver this Rizq through some other person and stop sending it to the hoarder who hoards it.

Rabiya Basria Story: 10 Rotis one of which the Maid stole.

Once Rabia Basria had some guests visiting her. The maid came and said that there has been a knock at the door and a man has come with some loaves of bread. Rabia said count how many there are? Maid counted and said they are 9. Rabia said, no this is not my share, return to the man and tell him to leave. Then there was a second knock, maid came and said there is a man at the door and he has brought some loaves of bread. Rabia said count how many there are? Maid counted and said they are 9. Rabia said, no this is not my share, return to the man and tell him to leave. 3rd time the knock came, the maid said once again a man has brought loaves, Rabia asked how many are there? Maid said 9. Rabia said, no this is not my share, return to the man and tell him to leave. Maid said why aren’t you taking these loaves of bread when you need them considering that you have guests over. Rabia explained to her that this morning I had a loaf of bread when a beggar came and I gave him the bread for the sake of Allah SWT, so it is my Allah’s promise that:

“Man jaa’aa bil hasanati fa lahu asharu amthaaliha”

That whoever brings forth a good deed, he will be rewarded ten times like it.

9 loaves can’t be mine. The maid begged for forgiveness, that I was hungry too and I used to keep the 10th loaf myself, they were actually 10 when they came.

Such perfect belief in the promise of their Rabb.

Story of Habib Ajmi rahmatullah alayhi

His wife needed the dough and went to find wood for lighting the oven, a beggar came and said, ‘I am very needy, please give me something for Allah’s sake’. I. He gave the dough his wife had just kneaded. So when his wife brought the wood, she asked, ‘where is the dough?’. He said, ’I’ve sent it for getting the bread made.’ His wife had not even lighted the oven properly when the door was knocked upon, she asked, ‘Who is it?’ the person who was at the door gave her bread and gravy. His wife told him ‘wherever you had sent for the bread to be made, the person has sent us gravy as well.’ There is a sweetness in spending in Allah’s path. He who gets that sweetness then has nothing to worry about. Free from all sorrows.

Fourth: To emigrate for the sake of Deen.
Allah SWT says:

وَمَنْ يُهَاجِرْ فِي سَبِيلِ اللَّهِ يَجِدْ فِي الْأَرْضِ مُرَاغَمًا كَثِيرًا وَسَعَةً
And whoever emigrates for the cause of Allah will find on the earth many [alternative] locations and abundance. (04:100) {Surah Nisa}

He who emigrates in the path of Allah, will get a place of refuge, as well as expanse (wus’at) in rizq.

 Allah SWT says:

وَلَوْ أَنَّ أَهْلَ الْقُرَى آَمَنُوا وَاتَّقَوْا لَفَتَحْنَا عَلَيْهِمْ بَرَكَاتٍ مِنَ السَّمَاءِ وَالْأَرْضِ
And if only the people of the cities had believed and feared Allah , We would have opened upon them blessings from the heaven and the earth. (7:96) {Surah Airaf}

If these people brought Iman, adopted Taqwa, we would have opened the doors of barakahs in the skies and earth

 In one place He says,

لَأَكَلُوا مِنْ فَوْقِهِمْ وَمِنْ تَحْتِ أَرْجُلِهِمْ
They would have consumed [provision] from above them and from beneath their feet. (05:66)

 In another place,

وَمَنْ يَتَّقِ اللَّهَ يَجْعَلْ لَهُ مَخْرَجًا
وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِبُ
[65:2-3]

And whoever fears Allah – He will make for him a way out and will provide for him from where he does not expect.

Allah SWT sends down rizq from where one cannot even imagine.

Till today I have never seen a Muttaqi person as a dependent, who runs from door to door, to beg in front of others. have you in your life ever seen a practicing Hafiz or a practicing Aalim, starving and struggling for survival?

We have heard that in the path of Allah people passed away because of over-eating. Like Imam Muslim rehmatullah alyhi, who passed away because he ate too many dates, but we cant say they passed away due to starvation.

Fifth: ‘kasrat-e-ibadat’ (abundance in worship)

‘O Children of Adam, free yourself for My worship, I will fill your heart with ghina (self-sufficiency) and drive away your faqr (poverty)’

E.g of normal vs race horse: Price of a normal horse 20,000-25,000. Price of race-horses in lacs.One of our very close Chaudhry Sahibs said our horse costs around 25 lakhs. The cost of one horse. So a normal horse, 20,000. A racehorse, 25 lacs. Now if somebody goes to the owner of a racehorse, and says I need it for use in my donkey-cart, he will laugh at him . The way a worldly person doesn’t appreciate using a racehorse with a donkey cart, by God, Allah SWT doesn’t like to tie a person who is on the path of Allah, to the world’s donkey-cart.

Sixth: Abundance of Hajj & Umra.

It comes in a Hadith, (49.08) “A person doing Hajj & Umra in abundance never becomes dependent. (49.20) A questioner asked, what does that mean? (49.25) Allah finishes your fear of poverty. It comes in another Hadith, (49.33) A dirham is rewarded by 700 dirhams.

Seventh: Sila Rehmi
Hadith narrated by Abu Hurraira RA, regarding how prblems concerning rizq are due to the way people treat their siblings and relatives.

According to deen saying salutations in mandatory and so is the response to it, developing upon that relationship is the choice of the individual

Tradition: Allah SWT grants three things if one fears ALLAH SWT and is nice to his relatives
-increases his age
-increases rizq
-saves from a bad death



Eighth: Spending on the weak increases ones rizq as mentioned by ALLAH SWT.

If Allah swt were to hold us accountable for our deeds, no living being would be left on the face of the earth.

Our merry lives maybe due to a dua of a faqir

Ninth: Tawakkal on ALLAH SWT
He who does Twakkal on ALLAH SWT then ALLAH SWT is enough for him

Tenth: to thank ALLAH SWT for His blessings
ALLAH SWT further increases His blessings to those who do Shukar

Hazrat Umar bin Abdul Aziz RA: ‘‘trap the blessings of Allah swt by being thankful for them’

فَبِأَيِّ آَلَاءِ رَبِّكُمَا تُكَذِّبَانِ
(55:21)

Ibn Ata sikandari (unsure of name) his works of wisdom, seems that Allah swt has granted the prototype of Luqman in this Ummat

Putting a nukail in the blessings of ALLAH SWT by offering gratitude

Three people whose guarantee Allah SWT has taken Himself, amongst those three, one individual is he who says salam to the people of his household when he enters his house

Eleventhbedience of parents
According to Hadith- 5 Things increase Rizk

1. Sadiqa in repentence
2. silah rehmi
3. jihad
4. remaining in wuzu
5. obeying parents

 Hadith says, even if your parents are mushrik, be kind to them in this world. And if they are momin and are pious then take care of them and get the rahma of Allah Ta’la.

 A buzurk says I met someone whose prayers were always accepted. I wanted to know which of his aamal made him that. I told him that wanted to spend some time with him. He took me home and I saw that two pigs were tied in his house. I was surprised that such a God-fearing man had pigs in his house. I saw that he first gave fodder to the pigs and then he ate his food. Third day I asked him why he was doing that. He said these are my parents. They’d committed a sin and Allah Ta’la had changed them into a pig. But they are my parents I still keep them in my house and I take care of them I serve them fodder first and then i eat my meal and it is because of this Amal that Allah Ta’la has made Mustabajbuldawat



Twelfth: Remaining pure and in wuzu


 Hadith- some sahaba complained to Rasullullah about having to remain hungry to which he said try to remain in wuzu and Allah ta’la will expand your rizq

 Wuzu is a way to save one’s self from shaytan

 Rasulluah pointed out that death will come to you in the way you spend your life so the one who tries to stay in wuzu during their life will InshAllah die in wuzu also so the one who wants to die in wuzu should try to maintain it during this life



Thirteenth:Praying chasht prayer

Time:9 am or 10 am when the sun is so high that the camel’s hooves start burning because of the heat that is called salat-uz-zuha

 Allah says says that if you offer 2 rakats then i will expand your rizq

 women should offer the rakats when they send their men off for business and jobs

Fourteenth: Reciting Surah waqiya every night expands rizq

 Ibn masood (ra) was not feeling well and Hazrat Usman paid him a visit and asked if he needed anything, he said no. He said I’ll give you some gifts, ibn masood replied no need. you don’t have a son and you have daughters so the gift will benefit them but ibn masood had so much yaqeen that he said i have taught my daughters Surah waqiya they recite it every night before going to bed and Rasullulah has said that whoever recites surah waqiya at night will never be inflicted with starvation

Fifteenth: Reciting the Dua:

Allahumma inna a’uzu bika minal hammi-wal-’huzni-wal-’ajzi-wal-kasali-wal-bukhli-wal-jubni-wa ‘dal’i-ddaini wa ghalabatil rijaali

 A sahabi narrated the condition of his debt to Rasullah and said he owed people money, Rasullulah taught him this prayer and that sahabi says i recited this dua and Allah ta’la took care of my worries and also helped me in returning the money that I owed

بسم الله علي ديني و نفسي و ولدي و اهلي و مالي Hazrat Hasan used to say that once i was financially constrained and i fell asleep with this worry and Rasullah came in my dream and said why do you worry recite this dua and he says that after reciting this dua i was never financially crunched in the rest of my life.

Amaal which decrease rizq:

1. Eating while standing
2. Eating with one’s shoes on and with head uncovered
3. going to washroom with an uncovered head
4. Talking in the washroom
5. Considering guests to be a burden
6. Eating without washing one’s hands and without reciting Bismillah
7. Not cleaning the plate after eating
8. Discussing worldly affairs in the Masjid
9. Scolding a beggar
10. Sleeping without any reason after Maghrib
11. Making namaz qaza
12. Telling lies
13. Gheebat which shaytan has renamed as gupshup
14. Getting attracted to songs and music. cars, houses, radios and tvs all have music and songs playing

15. Touching quran without wuzu

16. Looking at a namahram

17. Fighting with one’s family

Live with love and Allah ta’la will help. One should do the aamal which expand rizq and abstain from those which close these doors.