[genna]

I guess it is times like these that sparate the good businesses from the bad.. if you have a rock solid business then you should have planned and be prepared for the hard times.

As history shows, its not always rosy in the financial markets, and the banks and government are not always there to help you, or have your best interests at heart!

In times like this, you can't rely on anyone but yourself to help you, you need to plan for the down times and hopefully be able to pull yourself through.

I have actually noticed some businesses booming in these times while their competitors are failing.. again it all comes down to good business planning.