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Old 08-22-2022, 09:23 AM   #1
Philip67

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Mar 2020
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407
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Default 022 Personal Finance - What Action Steps Have You Taken?
The last step of the insurance switch was finalized a couple days ago when I completed the defensive/mature driver course and sent our certificates to the insurance agent.

Put in the I-bonds buy order today, scheduled to execute 5/23. Anyone wanting to buy in May, don't forget about the Memorial Day holiday --- think about putting the order in early next week.

Opened a new bank account to earn a bit more interest.

Discussed next steps with DH: 1) Looked at upcoming variable expenses (esp 2nd estimated tax payment due 6/15) and made sure we have enough in our primary bank account to cover them. 2) Some of his "stock trading fun money" is sitting in a MMF settlement account and we're going to look into whether he can invest that in a brokered CD. He's adamant that he won't buy any more stocks "ever" (he's the emotional investor in the family) but at least he's not panic-selling. 3) And we may cash out some joint taxable investments and move to a MYGA. We're just mulling that one over.

On it goes.
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Old 08-22-2022, 09:34 AM   #2
EricHudson

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Dec 2020
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Hey buddy! It's always a shame to realize that you're losing money on something, even though you wanted to make money from it
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Old 08-22-2022, 09:36 AM   #3
AngelaJohnston

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I believe that it is irrational to save money after graduation, since they will not bring any income, unlike investing this money. There are many programs such as thefinitygroup.com where you can learn how to invest after graduating from the institute. This is useful because your money will work for you and then by old age you will have a huge amount of money in your account that you can spend anywhere. If you save money, then you will never have such an opportunity, so I would start investing. In any case, you can start investing with any amount, even with a small one, it is not necessary to accumulate a fortune to start investing. Good luck to everyone!
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Old 01-10-2025, 06:37 PM   #4
lisoroh

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I have explored various resources to simplify business tax services for better understanding in human language. This includes breaking down complex tax concepts into easy-to-understand steps. Additionally, I have consulted experts to ensure clarity and practical application for businesses looking to manage taxes more effectively.
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