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Well first off, you won't want a full on sports bike like a GSXR or Ninja if you are commuting on a regular basis otherwise within a month your back will be crying out for a rest! Not only that, but you will get a new ******** ripped in terms of insurance! What you need is something that does not require to lay over the tank, or want to run @ 10,000 revs all the time. I sell bike insurance for a living, and ride as well. Ideally you want something between 500 - 650cc which gives you power as well as fuel efficiency.

So some suggestions:

1. Kawasaki ER5 6- F
2. Honda CB 600F
3. Suzuki Gladius
4. Suzuki Bandit
5. Yamaha XJ6 Diversion
6. Kawasaki Er 5
7. Kawsaki GPZ 500

All of the above are cheap as chips to insure, have a good range of power, good fuel economy and a sensible first bike. Oh and forget the Ninja 250, I only ever sell insurance on them to girls under 25 [rofl]