[Rithlilky]

Well, going on what I know, emergency rooms can never refuse you treatment. Actually, they write the visits / treatment off and you're only billed for the doctor's fee.

Recently, I had to have emergency surgery to have my gallbladder removed. However, I did have funds to work out a deal with the surgeon, anesthesiologist and hospital. But if I didn't, it was explained to me that they could refer me to a facility that does the surgery for free. I just wouldn't be the first person in line for it.

As far as terminal illness is concerned (cancer, AIDS, etc.,) I really don't know how that works.